Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.

School Maestro II is a comprehensive grading program with Internet report publishing capability. It supports a wide variety of different grading methods. The program tracks attendance, does seating charts, records subjective grades such as conduct and citizenship, creates reusable lesson plans, report cards, honor rolls, gpas, transcripts, tracks appointments and contacts, and creates emailable form letters.

Gradebook for teachers. Over 40 teacher, student, and administrative reports, attendance, seating charts. Grade book supports block schedule, traditional and trimester academic school years. Allows multiple terms per semester, letter and/or number grades, conduct/citizenship grades, text and numerical comments, non-graded assignments. Email student progress reports.

SELECTOR is a configurable, multi-purpose record / value selection form that can be used in your Microsoft Access application to select a record prior to opening a form, or return a value for insertion into a text or combo box. SELECTOR is one Microsoft Access form that can be configured in different ways to ease your application development process. One form does all of your selection chores!

Directly convert text to wav, text to mp3, text to wma, text to ogg, text to vox, text to au and text to aiff format on the fly without temporary files created. Convert text to speech at high speed and save your disk's life as well Show progress when speaking or converting text Support SAPI4 or SAPI5 compliant voices. Convert mp3 to Macromedia flash format, so you can convert text to swf and add mp3 stream speech to web site in realtime

MemoryBoost frees unused memory, making your computer run faster and more reliably. Windows lets closed programs stay in memory; that's why you have to reboot your computer to keep the performance up. MemoryBoost solves this problem by reclaiming unused memory for your applications. They can run faster, and Windows has less work to do, resulting in more stability for your programs and system as a whole.

Doorway Page Wizard guides you through easy steps to create smart Doorway pages for your website which are optimized to the search parameters of leading engines. Each Doorway page is specially tuned to a particular keyword search and appears to have been hand-made and contain genuine content. They will become a part of your website and will not be seen as external "doorway" pages by the search engines.

WordHacker is a powerul vocabulary builder for GRE/GMAT/SAT/ACT/TOEFL test takers, ESL students and teachers. WordHacker will pronounce each word with America native pronunciation, so you can practice your pronunciation. WordHacker will show you the root of each word using special color codes and provide explanations below, so you can understand the structure of its spelling quickly. WordHacker will provide image illustrations of each word.

Visual Terrain Maker is a 3D-Modeling program allows visually create landscapes (maps) for games or other purposes. Works in XP/NT/2k. The program can export to Direct X file format(*.x). The program is not critical to the video adapters and drivers. Suitable for Dark Basic developers.